Of Indemnity

What the hell is that debacle all about? Insurance....Every person, scrambling like a rat to get his hands on a policy. Of course, the money is definitely on the much too mercenary insurance firm that has its salesperson grappling with a million others to sell his company’s policy to the unsuspecting but greedy rats. If you would ask a “wise” senior, he would say, insurance equals security. But think about this, you have an accident, your car is ruined, you don’t actually have the money to get it repaired, but technically, you should be relaxed because you’ve been paying your insurance premium regularly, being the greedy rat that you are, you don’t mind small dues until you get your reward. But here is the catch, in India atleast; you don’t get your insurance money unless you show them an itemization. And I think, duh! If I had that kinda money would i really need to claim insurance, keeping aside the greedy rat issue i.e. So there I am, my car wrecked, having to pay for the colossal but obligatory repairs and I am thinking “What the hell am i doing commissioning repairs, i don’t have that kinda money” Of course it’s too late at the moment. So now i have to go begging for small mercies.

So here I am, with 0 dignity, after the begging for small mercies stint, or the interest rate on my loan is so high, that I have paid almost the same amount as interest. Of course, i am thinking. Am still better off right? Some money is better than no money at all right? But what i have forgotten to take into account is the never-ending investigation, unethical but supposedly unavoidable bribery and the endless hassles that by the time the dough actually gets to my hands, i am wondering,’ Was it worth the trouble?’